Unlike switching or peer-to-peer platforms, where a user's assets are matched and lent to another user, the Port of DeFi Network aggregates each user's assets, and these become replaceable resources when the user requires an asset. This approach provides more liquidity than direct lending;
Assets supplied to the market are represented by the ERC-20PDF balance PDF, which entitles owners to more and more underlying assets. As money market interest increases, as a function of borrowing demand, PDF becomes convertible into more and more underlying assets.
Individuals who make long-term investments in Ether and PDF assets can use the Port of DeFi Network as an additional source of return on their investment. For example, users with PDF can provide their PDF to the Port of DeFi Network and receive interest on the PDF.
Applications, machines, and exchanges with PDF balances can use the Port of DeFi Network as a source of monetization and receive incremental returns through "scanning" balances; this has the potential to unlock a new business model for the Ethereum ecosystem.